The Directors are Janet Comrie and Sarah Dougal who are mother and daughter, they have worked together for over 20 years, and between them have over 50 years' experience in giving financial advice to clients.
"We have always believed in providing easy to understand, good quality financial advice which is tailored to each unique client. We are Independent, meaning we do not have any ties with any Providers, ensuring we can give the most suitable advice to our clients, from the broadest range of products and investment funds available." - Janet Comrie and Sarah Dougal - Directors.
The support team are based both in the York Office and remotely to ensure the highest levels of service are provided to our clients.
Janet has great experience in Self-Administered Pensions, Inheritance Planning, and Inter-generational Tax Planning, whilst Sarah has extensive knowledge in Pension planning and cashflow modelling.
Director/Independent Financial Adviser
Janet has been advising clients as an independent financial adviser for over 30 years, the early years with large financial advisory practices, and then running her own practice with her daughter.
"Relationships with clients are highly personal and built on mutual trust and our understanding of a client’s needs and priorities. Life changes influence the advice needed, and we are well equipped to meet the changing needs that clients have from their money, especially when it comes to ensuring that money passes to the next generation at the right time, and in the most tax efficient manner possible.”
Director/Independent Financial Adviser
Sarah started her career in 1997 as the office junior in her mother’s practise and became an adviser in 2007.
“I enjoy getting to know my clients and creating financial plans for them, not just for the present but for their lifetime. It is great to see people achieving their objectives. I think a good relationship with your adviser is key, and should last for a long time, I am pleased I would class some of my client as friends, having seen them through various stages of their lives, and them mine.”
Sarah has a broad level of experience in all areas of financial planning, but over the last few years helping people with the retirement options and cashflow forecasts has become a particular area of interest for her.
Chartered Financial Planner
Leone has over 20 years’ experience in financial services since leaving Durham University with a degree in Chemistry. During that time, she has worked for a number of different financial institutions, from banks to insurance companies, before becoming a chartered financial adviser in 2018.
“I absolutely love my job! I believe that I am here to help people to understand and meet their financial goals and to protect themselves and their loved ones along the way. I love working with clients to pull financial plans together that we then work on together to review and re-plan as life shifts and changes as it inevitably does. I am happy to say that some of my clients have become friends over the time we have been working together; I have met some lovely people along the way and look forward to meeting many more in the years to come.”
Leone has a broad knowledge base of the different aspects of financial planning, choosing not to specialise in any specific area of advice. However, in recent times she has enjoyed helping clients with planning towards their future retirements which has involved cashflow forecasting alongside investment advice.
Kerry's expertise are in research, analysis, report writing, new business processing & ongoing account administration.
"Following my degree in Business Managemtent at Teeside University, I continued with my studies and gained my Diploma in Financial Planning in 2011. I am now continuing with my studies towards obtaining a Chartership within my field.
I am an experienced financial paraplanner, with a vast amount of knowledge, grown from 15 years of working in the industry. 11 of these years I have worked with 2 of the best Financial Advisers, where we have worked with many clients to help them to invest, and manage plans that towards their goals."
Kerry works both with individuals, couples, families and businesses from pension planning, life insurance, investments to estate planning and trusts.
With over 25 years in Financial Services Administration, I have been with Janet and Sarah since 2013. My main focus is helping them to deliver a high-quality service to our clients, with an active role in researching new pension, investment and protection solutions, as well reviewing existing plans.
Outside of work, I enjoy Ballroom and Latin dancing, and am a member of a Ladies Close Harmony choir.
Working in Financial Services for 30 years in a support and administrative capacity to the Advisers and other staff within the firm. I am heavily involved in client servicing and am responsible for the annual and drawdown reviews, which are very important in keeping the client updated and informed about their investments. My areas of expertise include analysis and research for pensions, investments and protection, report writing and ongoing clients services across all areas.
A member of CII/PFS, I also hold the qualifications Cert PFS and RO1.
I had a few years’ experience in Financial Services and when I returned to work following maternity leave, I wanted to remain in the industry. I am responsible for the day to day administration supporting the other members of the team and pride myself in being well organised with a good attention to detail. I enjoy being part of a team and look forward to progressing further with the ongoing support and training that I currently receive.
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AWM-IFA LTD IS AN APPOINTED REPRESENTATIVE OF IWP ADVISORY SERVICES LTD WHICH IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY, FINANCIAL SERVICES REGISTER NO.465127. AWM-IFA LTD IS REGISTERED WITH THE FINANCIAL CONDUCT AUTHORITY NO. 953269.
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